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The term fast payday loans has become quite popular over the last several years. Huge growth in this industry, some areas in the triple digits, has caused a great deal of competition. With competition, each and every payday loan center is advertising "fast". The risks are higher, because the checks and balances of weeding out bad borrowers has become very nill. Fast payday loans have become interchangable with the term of easy payday loans. What used to take hours to do, now you can get qualified within 30 minutes or less.